


Downsizing:
Move on your terms
How Clinch can help
A bridging loan gives downsizers the flexibility to secure their next home before selling their current one.
In a fast-moving market, this can mean the difference between securing the right property or missing out.
It takes the pressure off having to match settlement dates perfectly, giving you greater control over your move.
Typically, downsizers are homeowners, often empty nesters or retirees, looking to move into a smaller, more manageable property while unlocking equity from their existing home.
For those looking to downsize, it also allows access to additional funds temporarily, helping you transition smoothly without financial strain.
The Clinch customer
The Challenge
In a fast-moving market, a bridging loan can mean the difference between securing the right property or missing out.
It takes the pressure off having to match settlement dates perfectly, giving you greater control over your move.
How Clinch can help
A bridging loan gives downsizers the flexibility to secure their next home before selling their current one.
In a fast-moving market, this can mean the difference between securing the right property or missing out.
It takes the pressure off having to match settlement dates perfectly, giving you greater control over your move.
Typically, downsizers are homeowners, often empty nesters or retirees, looking to move into a smaller, more manageable property while unlocking equity from their existing home.
For those looking to downsize, it also allows access to additional funds temporarily, helping you transition smoothly without financial strain.
The Clinch customer
The Challenge
In a fast-moving market, a bridging loan can mean the difference between securing the right property or missing out.
It takes the pressure off having to match settlement dates perfectly, giving you greater control over your move.
How Clinch can help
A bridging loan gives downsizers the flexibility to secure their next home before selling their current one.
In a fast-moving market, this can mean the difference between securing the right property or missing out.
It takes the pressure off having to match settlement dates perfectly, giving you greater control over your move.
Typically, downsizers are homeowners, often empty nesters or retirees, looking to move into a smaller, more manageable property while unlocking equity from their existing home.
For those looking to downsize, it also allows access to additional funds temporarily, helping you transition smoothly without financial strain.
The Clinch customer
The Challenge
In a fast-moving market, a bridging loan can mean the difference between securing the right property or missing out.
It takes the pressure off having to match settlement dates perfectly, giving you greater control over your move.

Down
Sizing

Down
Sizing

Down
Sizing

Up
Sizing

Up
Sizing

Up
Sizing
Upsizing:
Buy before you sell
How Clinch can help
Upsizers are typically growing families or homeowners seeking more space, a better location, or upgraded features to suit their evolving lifestyle.
For those upsizing, it also provides access to additional funds temporarily, making it easier to move into a larger home without delay.
Upsizers are typically growing families, couples planning for the future, or homeowners whose financial position has improved and are now ready to move into a larger or more premium property.
They may be looking for extra bedrooms, more living space, or a better school zone.
The Clinch customer
The Challenge
Upsizers often need to buy a new, larger home before selling their existing one.
This creates stress around coordinating settlement dates and the risk of missing out on their ideal property due to delays.
How Clinch can help
Upsizers are typically growing families or homeowners seeking more space, a better location, or upgraded features to suit their evolving lifestyle.
For those upsizing, it also provides access to additional funds temporarily, making it easier to move into a larger home without delay.
Upsizers are typically growing families, couples planning for the future, or homeowners whose financial position has improved and are now ready to move into a larger or more premium property.
They may be looking for extra bedrooms, more living space, or a better school zone.
The Clinch customer
The Challenge
Upsizers often need to buy a new, larger home before selling their existing one.
This creates stress around coordinating settlement dates and the risk of missing out on their ideal property due to delays.
How Clinch can help
Upsizers are typically growing families or homeowners seeking more space, a better location, or upgraded features to suit their evolving lifestyle.
For those upsizing, it also provides access to additional funds temporarily, making it easier to move into a larger home without delay.
Upsizers are typically growing families, couples planning for the future, or homeowners whose financial position has improved and are now ready to move into a larger or more premium property.
They may be looking for extra bedrooms, more living space, or a better school zone.
The Clinch customer
The Challenge
Upsizers often need to buy a new, larger home before selling their existing one.
This creates stress around coordinating settlement dates and the risk of missing out on their ideal property due to delays.
Equity release:
Fast solutions for
clients
How Clinch can help
Unlock the equity in your current property with an equity release bridging loan.
It allows you to secure your next home, fund renovations, or manage unexpected costs while waiting for settlement. With no need to rush your sale, you can take the time to maximise your property's value.
This type of bridging finance is ideal for equity-rich homeowners; often retirees, long-term property owners, or those transitioning to a lifestyle change who want greater financial control and a smoother move.
The Clinch customer
The Challenge
Despite owning valuable assets, customers may be cash-poor in the short term.
A Clinch bridging finance loan helps manage temporary cash flow gaps, especially if they’re between properties or waiting on proceeds from a sale.
How Clinch can help
Unlock the equity in your current property with an equity release bridging loan.
It allows you to secure your next home, fund renovations, or manage unexpected costs while waiting for settlement. With no need to rush your sale, you can take the time to maximise your property's value.
This type of bridging finance is ideal for equity-rich homeowners; often retirees, long-term property owners, or those transitioning to a lifestyle change who want greater financial control and a smoother move.
The Clinch customer
The Challenge
Despite owning valuable assets, customers may be cash-poor in the short term.
A Clinch bridging finance loan helps manage temporary cash flow gaps, especially if they’re between properties or waiting on proceeds from a sale.
How Clinch can help
Unlock the equity in your current property with an equity release bridging loan.
It allows you to secure your next home, fund renovations, or manage unexpected costs while waiting for settlement. With no need to rush your sale, you can take the time to maximise your property's value.
This type of bridging finance is ideal for equity-rich homeowners; often retirees, long-term property owners, or those transitioning to a lifestyle change who want greater financial control and a smoother move.
The Clinch customer
The Challenge
Despite owning valuable assets, customers may be cash-poor in the short term.
A Clinch bridging finance loan helps manage temporary cash flow gaps, especially if they’re between properties or waiting on proceeds from a sale.

Equity
Release

Equity
Release

Equity
Release
Important information
Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165). *Approved applicants only. Terms, conditions, fees and charges apply. All applications are subject to lending and approval criteria. # Comparison rate is calculated on a $150,000 secured loan over a 25-year term. Set-up fee from 0.79% and government charges apply. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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Clinch