How it works
Buying a new home before selling your current one can feel overwhelming, but it doesn’t have to be.
Submit an application
Know what’s possible.
No waiting around, our online application form takes minutes to complete.
Get conditional approval
Secure your next home fast.
A member of our sales team will be in touch with you to walk you through your loan application.
Sell on your terms
No pressure, no stress.
Once the loan is settled, you can move freely with your new dream home.
Our customers,
move on their terms.
Tom and Sandra unlocked equity to renovate before selling.
Tom and Sandra
Sydney, NSW
Sarah used Clinch to upsize to a bigger home for her family.
Sarah
Brisbane, QLD
Ready to move?
Let’s make it happen.
You’ve found the perfect home, don’t let finance slow you down. Apply today and move forward with confidence.
Important information
*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.
*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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Clinch