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For many Australians, downsizing is about more than moving into a smaller home.
For many Australians, downsizing is about more than moving into a smaller home.
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Important information
*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.
*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).
© 2026
Clinch
Important information
*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.
*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).
© 2026
Clinch
Important information
*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.
*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).
© 2026
Clinch
Important information
*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.
*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.
#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).
© 2026
Clinch