Bridging Calculator

Quick Bridging Tool and Calculator

Enter details about your purchase and existing property to see your loan estimate

Property Details
$
$
$
Region: Metro
Region: Metro
Loan Terms
0.75%(Base: 0.75% + LVR Loading: 0.00% + Loan Amount Loading: 0.00%)
$
$
(Calculate stamp duty)
Your estimated loan calculation
$101,365
Estimated loan amount
$10,019
End Debt
Buy new property (less contribution)$100,000
Existing mortgage$0
Sell existing property$100,000

For a full breakdown of our rates, please refer to our product guide.

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.22% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.07% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.59% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch