How it works

Solutions

About

Partner with us

1800 225 462

Apply now

Apply now

How it works

Solutions

Solutions

For downsizing

For upsizing

For equity release

FAQ

1800 225 462

Apply now

Apply now

How it works

Solutions

For Right-sizing

For Right-sizing

Mortgage Brokers

FAQ

1800 225 462

Apply now

Make your next move with confidence

Make your next move with confidence

Bridging finance isn’t one-size-fits-all. Whether you’re downsizing, upsizing, or needing equity release, we make bridging finance simple.

Apply now

Talk to us. We’re here to help.

1800 225 462
apply@clinchfinance.com.au

Downsizing

A bridging loan allows upsizers to plan for their next stage of their life with confidence. At Clinch, we know the right property rarely waits for the perfect timing.

With no ongoing repayments during the loan term, you can move when the time is right.

Whether you're upgrading for more space, moving to a new area, or purchasing your forever home, a bridging loan helps remove the stress from the transition.

Apply now

Down

Sizing

Up

Up

Sizing

Up

Sizing

Up

Sizing

Upsizing:
Buy before you sell

A bridging loan allows upsizers to plan for their next stage of their life with confidence. At Clinch, we know the right property rarely waits for the perfect timing.

With no ongoing repayments during the loan term, you can move when the time is right.

Whether you're upgrading for more space, moving to a new area, or purchasing your forever home, a bridging loan helps remove the stress from the transition.

Apply now

Equity release:
Fast solutions for
clients

Easy Equity unlocks the value in your property without the constraints of traditional lending.

It allows you to secure your next home, fund renovations, or manage unexpected costs while waiting for settlement. With no need to rush your sale, you can take the time to maximise your property's value.

Apply now

Equity

Release

Equity

Release

Contact

Terms

Privacy

TMD

Credit guide

How it works

Solutions

FAQ

Apply now

Linkedin

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.47% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.32% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch

Made by Studio SK

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.47% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.32% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch

Made by Studio SK

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.47% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.32% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch

Made by Studio SK

Important information

*Terms and conditions, fees and charges apply. All applications are subject to eligibility and credit assessment criteria. Not all applicants will qualify, and rates, loan amounts and terms may vary.

*Bridging loans, an interest rate of 8.47% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

^Prepaid Bridging loans, an interest rate of 8.32% p.a. applies for the first 12 months with LVR <70%. A Loyalty Rate (currently 6.84% p.a. variable) may apply after this where the loan is repaid from the sale of your existing property and subject to approval. This rate is not guaranteed.

#The comparison rate is based on a $150,000 loan over 25 years, with LVR <70% for the first 12 months reverting to our Loyalty Rate thereafter. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Clinch™ is a trademark of AHC Finance Pty Limited ABN 35 161 006 846 T/As Clinch Finance (Australian Credit Licence No. 448165).

© 2026

Clinch

Made by Studio SK